Mortgage wire fraud in Arizona: how closing scams work, the one phone call that stops them, and what to do in the first hour if you already sent money. Built for Phoenix and Scottsdale buyers. Pillar Mortgage Group.
Refinance with collections or medical debt in Arizona: when you must pay, when you can leave them open, how FHA and conventional differ, and what it does to your debt ratio. Pillar Mortgage Group.
Rapid rescore for a mortgage in Arizona: what it can fix, what it cannot, how long it takes, what it costs, and when a quarter point makes it worth it. See the math on $400,000. Pillar Mortgage Group.
Refinance before renting out your home in Arizona: the occupancy promise on a primary residence loan, investment property pricing, how rent is counted, and four honest options. Pillar Mortgage Group.
Loan contingency in Arizona: how the deadline protects your earnest money, a sample 30 day timeline, what a low appraisal does to your cash, and how to ask for an extension. Pillar Mortgage Group.
Can you refinance a home worth less than you owe in Arizona? Sometimes. See what FHA, VA, and conventional owners can do, with real cash in numbers on a $480,000 loan. Pillar Mortgage Group.
Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).